Lawsuits & Your Rights
What Is a Debt Validation Letter and How Do You Use It?
A debt validation letter is your legal right under the FDCPA. Learn what it is, how to request one, and how to use it when dealing with debt collectors.
Lawsuits & Your Rights
FDCPA rights, statutes of limitation, garnishment, and what to do if you are sued over debt.
Lawsuits & Your Rights
Statute of Limitations on Credit Card Debt by State: What You Need to Know
Learn the statute of limitations on credit card debt by state, when the clock starts, what resets it, and how it affects your negotiating position with debt buyers.
Lawsuits & Your Rights
Can Credit Card Companies Garnish Your Wages?
Can credit card companies garnish your wages? Learn when it's possible, how the process works, which states restrict it, and how to stop it before it starts.
Lawsuits & Your Rights
What Happens If a Debt Collector Sues You
Find out what happens if a debt collector sues you, what a summons means, and whether settlement is still possible after a lawsuit is filed.
Lawsuits & Your Rights
How to Stop Debt Collector Calls
Learn how to stop debt collector calls using your FDCPA rights. Send a cease-and-desist letter and take back control of your situation.
Lawsuits & Your Rights
How Long Before a Debt Is Uncollectible?
Learn how long before a debt is uncollectible in your state, when the clock starts, what resets it, and how the statute of limitations affects your settlement strategy.